/* =============================================
   LANDING PAGE STYLES — AutoCarInsurance.online
   ============================================= */

:root {
  --primary: #1842b6;
  --primary-dark: #122e8a;
  --primary-light: #2a56d6;
  --secondary: #26d48c;
  --secondary-dark: #1ab075;
  --dark: #1c1e22;
  --white: #ffffff;
  --light: #f4f6fb;
  --gray: #6c757d;
  --border: #dee2e6;
  --danger: #dc3545;
  --shadow-sm: 0 2px 8px rgba(0, 0, 0, 0.08);
  --shadow: 0 4px 20px rgba(0, 0, 0, 0.10);
  --shadow-lg: 0 8px 40px rgba(0, 0, 0, 0.16);
  --radius: 8px;
  --radius-lg: 14px;
  --transition: all 0.3s ease;
}

/* ============================================
   BASE
   ============================================ */

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: 'Inter', sans-serif;
  font-size: 16px;
  color: #333;
  line-height: 1.65;
  margin: 0;
  padding: 0;
  background: #fff;
}

h1, h2, h3, h4, h5, h6 {
  font-family: 'Saira', sans-serif;
  font-weight: 700;
  line-height: 1.3;
  margin-bottom: 0.75rem;
}

a {
  color: var(--primary);
  text-decoration: none;
  transition: var(--transition);
}

a:hover {
  color: var(--primary-dark);
}

img {
  max-width: 100%;
  height: auto;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

.section-tag {
  display: inline-block;
  background: rgba(38, 212, 140, 0.15);
  color: var(--secondary-dark);
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  padding: 5px 14px;
  border-radius: 50px;
  margin-bottom: 14px;
}

/* ============================================
   BUTTONS
   ============================================ */

.btn-primary-custom {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: var(--primary);
  color: #fff;
  font-family: 'Saira', sans-serif;
  font-weight: 600;
  font-size: 16px;
  padding: 14px 32px;
  border: none;
  border-radius: 50px;
  cursor: pointer;
  transition: var(--transition);
  text-decoration: none;
}

.btn-primary-custom:hover {
  background: var(--primary-dark);
  color: #fff;
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(24, 66, 182, 0.35);
}

.btn-secondary-custom {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: var(--secondary);
  color: var(--dark);
  font-family: 'Saira', sans-serif;
  font-weight: 700;
  font-size: 16px;
  padding: 14px 32px;
  border: none;
  border-radius: 50px;
  cursor: pointer;
  transition: var(--transition);
  text-decoration: none;
}

.btn-secondary-custom:hover {
  background: var(--secondary-dark);
  color: var(--dark);
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(38, 212, 140, 0.35);
}

.btn-outline-custom {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: transparent;
  color: var(--primary);
  font-family: 'Saira', sans-serif;
  font-weight: 600;
  font-size: 15px;
  padding: 10px 24px;
  border: 2px solid var(--primary);
  border-radius: 50px;
  cursor: pointer;
  transition: var(--transition);
  text-decoration: none;
  width: 100%;
}

.btn-outline-custom:hover {
  background: var(--primary);
  color: #fff;
}

/* ============================================
   STICKY HEADER
   ============================================ */

#site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--primary);
  transition: box-shadow 0.3s ease;
}

#site-header.scrolled {
  box-shadow: 0 2px 20px rgba(0, 0, 0, 0.25);
}

/* Top bar */
.header-topbar {
  background: var(--primary-dark);
  padding: 7px 0;
  font-size: 13px;
  color: rgba(255, 255, 255, 0.8);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
}

.header-topbar a {
  color: var(--secondary);
  font-weight: 600;
  text-decoration: none;
}

.header-topbar a:hover {
  color: #fff;
}

/* Main nav */
.header-nav {
  padding: 0 20px;
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 64px;
}

.header-logo {
  text-decoration: none;
  display: flex;
  align-items: center;
}

.header-logo h2 {
  font-family: 'Saira', sans-serif;
  font-size: 22px;
  font-weight: 700;
  color: #fff;
  margin: 0;
  line-height: 1;
}

.header-logo h2 span {
  color: var(--secondary);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
  list-style: none;
  margin: 0;
  padding: 0;
}

.nav-links a {
  color: rgba(255, 255, 255, 0.85);
  text-decoration: none;
  font-size: 15px;
  font-weight: 500;
  padding: 8px 12px;
  border-radius: 6px;
  transition: var(--transition);
}

.nav-links a:hover {
  color: var(--secondary);
  background: rgba(255, 255, 255, 0.08);
}

.nav-phone {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--secondary);
  font-family: 'Saira', sans-serif;
  font-weight: 700;
  font-size: 17px;
  text-decoration: none;
  padding: 8px 16px;
  background: rgba(255, 255, 255, 0.1);
  border-radius: 50px;
  border: 1px solid rgba(255, 255, 255, 0.2);
  transition: var(--transition);
}

.nav-phone:hover {
  background: var(--secondary);
  color: var(--dark);
}

.nav-phone i {
  font-size: 15px;
}

/* Hamburger */
.nav-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px;
  flex-direction: column;
  gap: 5px;
}

.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: #fff;
  border-radius: 2px;
  transition: var(--transition);
}

/* Mobile nav */
.mobile-nav {
  display: none;
  flex-direction: column;
  background: var(--primary-dark);
  padding: 16px 20px;
}

.mobile-nav.open {
  display: flex;
}

.mobile-nav a {
  color: rgba(255, 255, 255, 0.85);
  text-decoration: none;
  font-size: 15px;
  font-weight: 500;
  padding: 10px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  display: block;
}

.mobile-nav a:last-child {
  border-bottom: none;
}

.mobile-nav a:hover {
  color: var(--secondary);
}

/* ============================================
   HERO SECTION
   ============================================ */

#hero {
  background: linear-gradient(135deg, #0c2283 0%, #1842b6 55%, #1a4fd6 100%);
  padding: 70px 0 60px;
  position: relative;
  overflow: hidden;
}

#hero::before {
  content: '';
  position: absolute;
  top: -100px;
  right: -100px;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(38, 212, 140, 0.12) 0%, transparent 70%);
  pointer-events: none;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
  align-items: start;
}

/* Hero Left */
.hero-left h1 {
  font-size: 42px;
  color: #fff;
  line-height: 1.2;
  margin-bottom: 20px;
}

.hero-left h1 span {
  color: var(--secondary);
}

.hero-subheadline {
  font-size: 17px;
  color: rgba(255, 255, 255, 0.85);
  margin-bottom: 28px;
  line-height: 1.7;
}

.trust-signals {
  list-style: none;
  padding: 0;
  margin: 0 0 28px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.trust-signals li {
  display: flex;
  align-items: center;
  gap: 10px;
  color: #fff;
  font-size: 15px;
  font-weight: 500;
}

.trust-signals li i {
  color: var(--secondary);
  font-size: 18px;
  flex-shrink: 0;
}

.hero-call-link {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--secondary);
  font-family: 'Saira', sans-serif;
  font-size: 18px;
  font-weight: 700;
  text-decoration: none;
  margin-top: 8px;
}

.hero-call-link i {
  font-size: 16px;
  background: var(--secondary);
  color: var(--dark);
  width: 36px;
  height: 36px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.hero-call-link:hover {
  color: #fff;
}

/* Hero Right — Form Card */
.quote-form-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  box-shadow: var(--shadow-lg);
}

.form-card-title {
  font-family: 'Saira', sans-serif;
  font-size: 20px;
  font-weight: 700;
  color: var(--primary);
  text-align: center;
  margin-bottom: 6px;
}

.form-card-subtitle {
  font-size: 13px;
  color: var(--gray);
  text-align: center;
  margin-bottom: 20px;
}

/* Form Fields */
.form-group {
  margin-bottom: 14px;
  position: relative;
}

.form-group label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: #444;
  margin-bottom: 5px;
}

.form-group label span.req {
  color: var(--danger);
  margin-left: 2px;
}

.form-control-custom {
  width: 100%;
  padding: 10px 14px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  font-family: 'Inter', sans-serif;
  font-size: 14px;
  color: #333;
  background: #fff;
  transition: var(--transition);
  appearance: none;
  -webkit-appearance: none;
}

.form-control-custom:focus {
  outline: none;
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(24, 66, 182, 0.12);
}

.form-control-custom.is-invalid {
  border-color: var(--danger);
  box-shadow: 0 0 0 3px rgba(220, 53, 69, 0.1);
}

select.form-control-custom {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%236c757d' d='M6 8L0 0h12z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  padding-right: 36px;
}

.radio-group {
  display: flex;
  gap: 16px;
  margin-top: 4px;
}

.radio-option {
  display: flex;
  align-items: center;
  gap: 7px;
  cursor: pointer;
  font-size: 14px;
  color: #444;
}

.radio-option input[type="radio"] {
  width: 16px;
  height: 16px;
  accent-color: var(--primary);
  cursor: pointer;
}

.radio-wrapper {
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  padding: 8px 12px;
  transition: var(--transition);
}

.radio-wrapper:has(input:checked) {
  border-color: var(--primary);
  background: rgba(24, 66, 182, 0.04);
}

.radio-wrapper.is-invalid {
  border-color: var(--danger);
}

/* TCPA */
.tcpa-wrapper {
  margin: 14px 0;
  padding: 12px;
  background: #f9f9fb;
  border: 1px solid var(--border);
  border-radius: var(--radius);
}

.tcpa-label {
  display: flex;
  gap: 10px;
  cursor: pointer;
  align-items: flex-start;
}

.tcpa-label input[type="checkbox"] {
  margin-top: 3px;
  width: 16px;
  height: 16px;
  flex-shrink: 0;
  accent-color: var(--primary);
  cursor: pointer;
}

.tcpa-text {
  font-size: 11px;
  color: #555;
  line-height: 1.6;
}

.tcpa-text a {
  color: var(--primary);
  text-decoration: underline;
}

.tcpa-wrapper.is-invalid {
  border-color: var(--danger);
  background: rgba(220, 53, 69, 0.03);
}

/* Submit button */
.btn-submit {
  width: 100%;
  padding: 15px;
  background: var(--secondary);
  color: var(--dark);
  font-family: 'Saira', sans-serif;
  font-size: 17px;
  font-weight: 700;
  border: none;
  border-radius: 50px;
  cursor: pointer;
  transition: var(--transition);
  letter-spacing: 0.3px;
}

.btn-submit:hover {
  background: var(--secondary-dark);
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(38, 212, 140, 0.4);
}

.form-secure-note {
  text-align: center;
  font-size: 11px;
  color: var(--gray);
  margin-top: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 5px;
}

.error-msg {
  font-size: 12px;
  color: var(--danger);
  margin-top: 4px;
  display: block;
}

/* ============================================
   PHONE CTA CARD (replaces lead form)
   ============================================ */

.phone-cta-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  box-shadow: var(--shadow-lg);
}

.phone-cta-title {
  font-family: 'Saira', sans-serif;
  font-size: 22px;
  font-weight: 700;
  color: var(--primary);
  text-align: center;
  margin-bottom: 12px;
  line-height: 1.3;
}

.phone-cta-subtitle {
  font-size: 14px;
  color: var(--gray);
  text-align: center;
  line-height: 1.65;
  margin-bottom: 24px;
}

.phone-buttons {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 20px;
}

.phone-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  min-height: 52px;
  padding: 12px 20px;
  background: var(--primary);
  color: #fff;
  font-family: 'Saira', sans-serif;
  font-size: 18px;
  font-weight: 700;
  border-radius: 50px;
  text-decoration: none;
  transition: var(--transition);
  letter-spacing: 0.3px;
}

.phone-btn:hover {
  background: var(--primary-dark);
  color: #fff;
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(24, 66, 182, 0.35);
}

.phone-btn i {
  font-size: 16px;
  flex-shrink: 0;
}

.phone-cta-note {
  text-align: center;
  font-size: 13px;
  color: var(--gray);
  margin: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
}

.phone-cta-note i {
  color: var(--secondary);
}

/* ============================================
   HOW IT WORKS
   ============================================ */

#how-it-works {
  background: var(--light);
  padding: 80px 0;
}

.section-header {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 50px;
}

.section-header h2 {
  font-size: 36px;
  color: var(--dark);
  margin-bottom: 12px;
}

.section-header p {
  font-size: 17px;
  color: var(--gray);
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.step-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  text-align: center;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  position: relative;
}

.step-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
}

.step-number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 56px;
  height: 56px;
  background: var(--primary);
  color: #fff;
  font-family: 'Saira', sans-serif;
  font-size: 24px;
  font-weight: 700;
  border-radius: 50%;
  margin: 0 auto 20px;
}

.step-card h3 {
  font-size: 20px;
  color: var(--dark);
  margin-bottom: 10px;
}

.step-card p {
  font-size: 15px;
  color: var(--gray);
  margin: 0;
}

/* ============================================
   PROVIDERS SECTION
   ============================================ */

#providers {
  padding: 80px 0;
  background: #fff;
}

.providers-disclaimer {
  font-size: 13px;
  color: var(--gray);
  text-align: center;
  margin-bottom: 40px;
  max-width: 720px;
  margin-left: auto;
  margin-right: auto;
}

.providers-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.provider-card {
  border: 1.5px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  transition: var(--transition);
  display: flex;
  flex-direction: column;
}

.provider-card:hover {
  border-color: var(--primary);
  box-shadow: var(--shadow);
  transform: translateY(-3px);
}

.provider-card h3 {
  font-size: 20px;
  color: var(--primary);
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  gap: 10px;
}

.provider-card h3 i {
  color: var(--secondary);
  font-size: 18px;
}

.provider-card p {
  font-size: 14px;
  color: #555;
  line-height: 1.65;
  margin-bottom: 14px;
  flex: 1;
}

.provider-tag {
  display: inline-block;
  font-size: 12px;
  font-weight: 600;
  color: var(--gray);
  background: var(--light);
  padding: 4px 10px;
  border-radius: 50px;
  margin-bottom: 16px;
}

.provider-tag strong {
  color: #444;
}

/* ============================================
   WHY COMPARE
   ============================================ */

#why-compare {
  background: linear-gradient(135deg, #0c2283 0%, #1842b6 100%);
  padding: 80px 0;
}

#why-compare .section-header h2 {
  color: #fff;
}

#why-compare .section-header p {
  color: rgba(255, 255, 255, 0.75);
}

.features-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.feature-card {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: var(--radius-lg);
  padding: 32px 24px;
  text-align: center;
  transition: var(--transition);
}

.feature-card:hover {
  background: rgba(255, 255, 255, 0.14);
  border-color: var(--secondary);
}

.feature-icon {
  width: 64px;
  height: 64px;
  background: rgba(38, 212, 140, 0.15);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}

.feature-icon i {
  font-size: 26px;
  color: var(--secondary);
}

.feature-card h3 {
  font-size: 19px;
  color: #fff;
  margin-bottom: 10px;
}

.feature-card p {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.75);
  margin: 0;
}

/* ============================================
   COVERAGE TYPES
   ============================================ */

#coverage {
  padding: 80px 0;
  background: var(--light);
}

.coverage-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}

.coverage-item {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  border-left: 4px solid var(--primary);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}

.coverage-item:hover {
  border-left-color: var(--secondary);
  box-shadow: var(--shadow);
}

.coverage-item h3 {
  font-size: 19px;
  color: var(--primary);
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  gap: 10px;
}

.coverage-item h3 i {
  color: var(--secondary);
  font-size: 18px;
}

.coverage-item p {
  font-size: 15px;
  color: #555;
  margin: 0;
  line-height: 1.65;
}

/* ============================================
   FAQ SECTION
   ============================================ */

#faq {
  padding: 80px 0;
  background: #fff;
}

.faq-list {
  max-width: 800px;
  margin: 0 auto;
}

.faq-item {
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  margin-bottom: 12px;
  overflow: hidden;
  transition: var(--transition);
}

.faq-item.open {
  border-color: var(--primary);
  box-shadow: var(--shadow-sm);
}

.faq-question {
  width: 100%;
  background: none;
  border: none;
  padding: 18px 20px;
  text-align: left;
  font-family: 'Inter', sans-serif;
  font-size: 15px;
  font-weight: 600;
  color: #333;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  transition: var(--transition);
}

.faq-question:hover {
  color: var(--primary);
  background: rgba(24, 66, 182, 0.02);
}

.faq-item.open .faq-question {
  color: var(--primary);
  background: rgba(24, 66, 182, 0.04);
}

.faq-icon {
  font-size: 18px;
  color: var(--primary);
  transition: transform 0.3s ease;
  flex-shrink: 0;
}

.faq-item.open .faq-icon {
  transform: rotate(45deg);
}

.faq-answer {
  display: none;
  padding: 0 20px 18px;
  font-size: 15px;
  color: #555;
  line-height: 1.7;
}

.faq-item.open .faq-answer {
  display: block;
}

/* ============================================
   FINAL CTA SECTION
   ============================================ */

#final-cta {
  padding: 80px 0;
  background: var(--light);
  text-align: center;
}

.cta-box {
  background: linear-gradient(135deg, #0c2283 0%, #1842b6 100%);
  border-radius: var(--radius-lg);
  padding: 60px 40px;
  max-width: 800px;
  margin: 0 auto;
  position: relative;
  overflow: hidden;
}

.cta-box::before {
  content: '';
  position: absolute;
  top: -80px;
  right: -80px;
  width: 300px;
  height: 300px;
  background: radial-gradient(circle, rgba(38, 212, 140, 0.15) 0%, transparent 70%);
}

.cta-box h2 {
  font-size: 34px;
  color: #fff;
  margin-bottom: 14px;
}

.cta-box p {
  font-size: 17px;
  color: rgba(255, 255, 255, 0.8);
  margin-bottom: 32px;
  max-width: 560px;
  margin-left: auto;
  margin-right: auto;
}

.cta-buttons {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
}

.cta-or {
  color: rgba(255, 255, 255, 0.6);
  font-size: 14px;
  display: flex;
  align-items: center;
  padding: 0 4px;
}

/* ============================================
   FOOTER
   ============================================ */

#site-footer {
  background: var(--dark);
  padding: 60px 0 30px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 2fr;
  gap: 40px;
  margin-bottom: 40px;
}

.footer-col h4 {
  font-size: 16px;
  color: #fff;
  margin-bottom: 16px;
  font-weight: 600;
}

.footer-col p {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.55);
  line-height: 1.7;
  margin: 0;
}

.footer-logo {
  font-family: 'Saira', sans-serif;
  font-size: 22px;
  font-weight: 700;
  color: #fff;
  margin-bottom: 12px;
  display: block;
}

.footer-logo span {
  color: var(--secondary);
}

.footer-links {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.footer-links a {
  color: rgba(255, 255, 255, 0.6);
  font-size: 14px;
  text-decoration: none;
  transition: var(--transition);
  display: flex;
  align-items: center;
  gap: 6px;
}

.footer-links a:hover {
  color: var(--secondary);
}

.footer-contact-item {
  display: flex;
  gap: 10px;
  margin-bottom: 10px;
  font-size: 14px;
  color: rgba(255, 255, 255, 0.6);
  align-items: flex-start;
}

.footer-contact-item i {
  color: var(--secondary);
  margin-top: 3px;
  flex-shrink: 0;
}

.footer-contact-item a {
  color: rgba(255, 255, 255, 0.6);
  text-decoration: none;
  transition: var(--transition);
}

.footer-contact-item a:hover {
  color: var(--secondary);
}

.footer-disclaimer {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.45);
  line-height: 1.65;
  margin: 0;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding-top: 14px;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}

.footer-bottom-links {
  display: flex;
  gap: 20px;
}

.footer-bottom-links a {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.5);
  text-decoration: none;
  transition: var(--transition);
}

.footer-bottom-links a:hover {
  color: var(--secondary);
}

.footer-copyright {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.4);
}

/* ============================================
   MOBILE FLOATING CTA
   ============================================ */

.mobile-float-cta {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 900;
  background: var(--primary);
  padding: 12px 20px;
  box-shadow: 0 -4px 20px rgba(0, 0, 0, 0.2);
}

.mobile-float-cta a {
  display: block;
  text-align: center;
  background: var(--secondary);
  color: var(--dark);
  font-family: 'Saira', sans-serif;
  font-weight: 700;
  font-size: 16px;
  padding: 13px;
  border-radius: 50px;
  text-decoration: none;
  transition: var(--transition);
}

.mobile-float-cta a:hover {
  background: var(--secondary-dark);
}

/* ============================================
   SUCCESS STATE
   ============================================ */

.form-success {
  text-align: center;
  padding: 20px 0;
}

.form-success .success-icon {
  color: var(--secondary);
  font-size: 56px;
  margin-bottom: 16px;
  line-height: 1;
}

.form-success h3 {
  color: var(--primary);
  font-size: 24px;
  margin-bottom: 10px;
}

.form-success p {
  color: var(--gray);
  font-size: 15px;
  margin: 0;
}

/* ============================================
   RESPONSIVE — 1024px (tablet)
   ============================================ */

@media (max-width: 1024px) {
  .features-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 30px;
  }
}

/* ============================================
   RESPONSIVE — 768px (mobile)
   ============================================ */

@media (max-width: 768px) {
  /* Header */
  .nav-links,
  .nav-phone {
    display: none;
  }

  .nav-toggle {
    display: flex;
  }

  /* Hero */
  #hero {
    padding: 40px 0 120px;
  }

  .hero-grid {
    grid-template-columns: 1fr;
    gap: 36px;
  }

  .hero-left {
    order: 2;
  }

  .hero-right {
    order: 1;
  }

  .hero-left h1 {
    font-size: 28px;
  }

  .hero-subheadline {
    font-size: 15px;
  }

  /* Steps */
  .steps-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  /* Providers */
  .providers-grid {
    grid-template-columns: 1fr;
    gap: 16px;
  }

  /* Why compare */
  .features-grid {
    grid-template-columns: 1fr;
    gap: 16px;
  }

  /* Coverage */
  .coverage-grid {
    grid-template-columns: 1fr;
  }

  /* Footer */
  .footer-grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .footer-bottom {
    flex-direction: column;
    text-align: center;
  }

  /* CTA */
  .cta-box {
    padding: 40px 24px;
  }

  .cta-box h2 {
    font-size: 26px;
  }

  .cta-buttons {
    flex-direction: column;
    align-items: stretch;
  }

  /* Section headings */
  .section-header h2 {
    font-size: 28px;
  }

  /* Mobile CTA */
  .mobile-float-cta {
    display: block;
  }

  /* Padding adjustments */
  #how-it-works,
  #providers,
  #why-compare,
  #coverage,
  #faq,
  #final-cta {
    padding: 56px 0;
  }
}

/* ============================================
   MEDIUM — tablet 768px-1024px
   ============================================ */

@media (min-width: 769px) and (max-width: 1024px) {
  .hero-left h1 {
    font-size: 34px;
  }

  .providers-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .steps-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}